Fast approval - Loan approvals within 24 hours after your application is complete.
Quick closing - Close as soon as five days after you accept the terms.
No surprises - Loan terms that you can rely on. No last-minute changes.
Clear pricing - Just interest and points. We don't charge processing fees.

Express Capital Financing was founded by Father and Son, Martin and David Chera. With the knowledge and experience of Martin’s thirty plus years in the business industry, and David’s youthful ambition, this power duo was able to grow their company extensively in a short amount of time.

Our specialties include:

• Fix and flip loans and working directly with the investors and developers
• Small balance commercial mortgages
• Bridge loans
• Tailored solutions which include in-house expertise, underwriting and placement teams
• Implementing today’s technology to create an easy streamline process for our borrowers

Our advisors understand the importance of a strong personal credit file in order to obtain the best financing for your business. We will take the time to review, evaluate, and provide feedback on your personal credit profile with regards to how it compares to our lenders requirements. If you do not qualify for any of our unsecured funding programs, our advisors can provide you with a step-by-step strategy to help you qualify for the financing you desire.