Fast approval

Loan approvals within 24 hours after your application is complete.

Quick closing

Close as soon as five days after you accept the terms.

No surprises

Loan terms that you can rely on. No last-minute changes.

Clear pricing

Just interest and points. We don't charge processing fees.

Express Capital Financing was founded by Father and Son, Martin and David Chera. With the knowledge and experience of Martin’s thirty plus years in the business industry, and David’s youthful ambition, this power duo was able to grow their company extensively in a short amount of time.

Our specialties include…

• Fix and flip loans and working directly with the investors and developers
• Small balance commercial mortgages
• Bridge loans
• Tailored solutions which include in-house expertise, underwriting and placement teams
• Implementing today’s technology to create an easy streamline process for our borrowers

Hard Money Lenders: Investment Residential- Commercial- Fix & Flip- Rentals- Rehab Loans- Construction- Bridge Loans